My Wallet August 2026

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One of the things that I’ve done over the past year is reducing the amount of money I spend on annual fees. This month, I downgraded my Citi AAdvantage Platinum Select card to the Citi MileUp card since I’ve found myself not flying American too frequently. I also going to be going for Alaska Airlines status next year which another reason why I downgraded. Here are my current cards:

Credit Card Annual FeesAmount
American Express Platinum (Schwab)$895.00
Capital One Venture X$395.00
United Explorer Card$150.00
Chase Sapphire Preferred$99.00
World of Hyatt$95.00
Alaska Airlines Visa$95.00
Citi MileUp$0.00
Fidelity Rewards Visa$0.00
Citi Double Cash$0.00
Chase Freedom Unlimited$0.00
Chase Freedom$0.00
Capital One Venture$0.00
Barclay Arrival$0.00
Apple Card$0.00
AMEX Hilton$0.00
AMEX Everyday$0.00

Most of my spend is going on my Fidelity Rewards Visa and Citi Double Cash until the new status year starts.

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